Bridge Loans

Guardian Commercial Lending offers bridge loans for non-conforming commercial real estate projects.  We do commercial bridge loans for fast moving opportunities.  We provide short term financing secured by a first mortgage on commercial real estate.  Capital is available for acquisitions, refinance, and repositioning and other market driven opportunities.  Guardian also offers conventional commercial real estate financing in all 50 states.  We consider each borrowing relationship unique and strive to structure a loan to suit each situation.

Loan Types:
  • Real estate bridge loans
  • Mezzanine real estate capital
  • Joint venture equity participation
  • Corporate working capital
  • Debt restructure
Terms and Size:
  • Fixed rate interest only
  • Up to five years
  • No prepayment penalties
  • $500,000 to $25 million
  • 65% LTV
  • Interest rate from 7.99%
  • 14 to 21 day closing
Property Types:
  • Retail
  • Multi-family
  • Office
  • Industrial
  • Hospitality
  • Most income producing commercial properties

Lending Guidelines:

  • Loan Amount:  $1 – 25 million
  • Loan to Value:  up to 75%
  • Interest Rate:  from 8%
  • Terms:  1 – 5 years

Proceeds may be used for:

  • Acquisitions
  • Refinance
  • Upgrading
  • Repositioning
  • Cash Out Purposes

Commercial Mortgages For: Construction | Multi-Family - Apartment Buildings | Office Buildings | Retail Buildings | Industrial Buildings | Hotels | Self Storage | Owner-Occupied | Commercial Condos |
Gas Stations | Funeral Homes | Churches